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Our Process

Our firm provides a holistic financial planning experience, because no matter what level of service you require, it is our responsibility to understand your course to better map the steps to your ideal future. We will seek to uncover the events and motivations that drove your past actions, and with this knowledge we can begin to capitalize on the financial strategies that will define your next phase of life, wherever that may take you.

We follow a simple four step process:

Step 1: Discovery – The key to the Discovery process comes down to knowing which probing questions to ask, understanding the correct way to ask these questions, and more importantly, actively listening to you as you answer our questions. Throughout this process we capture objective data (legal documents, financial statements, tax returns, etc.) and discuss your goals, dreams and aspirations. Only after we understand the concrete and intrinsic elements of what makes up your financial world can we begin a thorough analysis.

Step 2: Analysis – Once we have completed the Discovery process, we analyze the information and determine where you are today, what planning you have done prior to meeting us, and the objectives, priorities and expectations you have moving forward. This provides the groundwork to identify missed opportunities and eliminate potential obstacles that could make it difficult to reach your ideal financial destination.

Step 3: The Plan – After thoughtful discussion regarding your priorities and a detailed analysis of your current and future finances, we present our recommendations in an actionable, written plan. Your plan is presented so that you, your family and anyone else important to your financial life will clearly understand your situation and your short- and long-term objectives. The plan, in its entirety, will serve as our shared reference to take actions and implement strategies that will help move you toward your final destination in a prudent and meaningful way.

Step 4: Implementation – After the planning process is complete and we have delivered your financial action plan, we move to our final step: Implementation. It is here that our recommendations are put into place. When necessary, this includes initiation of product strategies and involvement of complementary advisors to create, change or update documents. Clearly, this step is the most meaningful in the process, because it is the real payoff to a transparent and succinct effort to make your life everything it can and should be. Once Implementation is complete, we monitor your plan on an ongoing basis.